To start saving, call 0808 808 2268 Mon-Fri, 9am-5pm

SME Loan Fund

Take out an interest-free SME loan for resource efficient measures and not only will you reduce your bills, you’ll receive 15% cashback.


The Scottish Government is committed to supporting small and medium sized Scottish businesses to reduce energy and resource costs. Reducing operating costs not only improves your margins but can help make you more competitive.

The SME Loan provides unsecured, interest free loans from £1,000 up to £100,000 for the installation of energy efficient measures such as lighting and heating upgrades, double glazing, insulation and much more. (The further information document provides a list of all eligible projects.)

15% cashback available for a limited period

Apply for the SME Loan to help you install eligible measures and you will receive cashback on completion of your project (to a maximum value of £10,000).

Your loan can be used to pay for:

  • Heating, ventilation and air conditioning upgrades – from single improvements to controls to complete system replacements
  • Lighting systems – fitting and controls
  • Building fabric – including insulation, draft-proofing, double and secondary glazing
  • Water saving – be it installing a grey water system, harvesting rain water or sampling installing water efficient taps
  • Waste reduction – installation of equipment to improve handling and reduce waste at source

Full details on eligibility criteria and the list of qualifying technologies can be found in the further information document.

Don’t miss out on Government SME Funding!

Since its launch in 2008, the SME Loan has provided Scottish businesses with over £26,24 million in loans for over 968 projects, resulting in an estimated financial saving to businesses of over £48.02 million. 

Steps to secure your cashback:

  • Complete the fields below;
  • We’ll email you a form for you to tell us about your business;
  • Return the completed form to enquiries@resourceefficientscotland.com;
  • Our experts will help you to find ways to reduce your energy use (and bills!). A written report will be provided that will include measures eligible for the loan;
  • Submit your loan application along with your report. 

Funds are limited and distributed on a first come, first served basis. Avoid disappointment and act now. 

If you are a private sector landlord and would like more information about funding options available, please contact Home Energy Scotland on 0808 808 2282.

“Innovation in efficiency is critical to our engineering processes, and we try to implement this approach in all of our business activities. By helping us to evaluate the feasibility of various energy efficient technologies and to calculate the payback period on our potential investment, Resource Efficient Scotland made it easy to justify upgrading our lighting system to LED lamps, which has resulted in a significant saving on our energy bill.” Robert Mcartney, Commercial Director, Pentland Precision Engineering.

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